I’m reminded by recent news that many consumers and businesses do not understand funds availability and endorsement responsibility. A new trend in check fraud scams involving law firms brought this to mind if most attorneys don’t understand it, what does that imply about the level of knowledge for the average consumer? Continue reading
This has been a difficult year for bank strategists. Over the past 12 months, market and competitive conditions have changed with dizzying speed. This has led some to question the efficacy of prior strategic planning efforts, or even suggest the annual strategic planning ritual be eliminated. But we believe the uncertainty of recent months only reinforces the need for a disciplined- but more flexible — planning approach. Continue reading
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